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HVAC Buying Guide
for Phoenix Homeowners

Make an informed decision before investing in a new heating or cooling system. Compressor types, efficiency ratings, humidity, thermostats, and how to match your budget to the right comfort level — all in one place.

Compressor Type

The compressor is the engine of your HVAC system — and its type determines your comfort, utility bills, and how well your home handles Phoenix summers and monsoon humidity. Every other decision flows from this one.

Cooling System Considerations

Feature Single Stage Two Stage Variable Speed
Operating SpeedOne speed: 100%70% and 100%Modulating: 35–100%
Temperature SwingWide (±4–6°)Nominal (±2–4°)Minimal (±1°)
Humidity RemovalLowModerateSuperior
SEER2 Rating14–1616–1816–20+
Utility EfficiencyBetterExcellentSuperior
Sound LevelLoudestModerateQuietest

Choosing a new cooling system? Our AC installation & replacement page covers available equipment and what's included in every installation.

Heating System Considerations

Feature Single Stage Two Stage Variable Speed
Operating SpeedOne speed: 100%70% and 100%Modulating: 40–100%
Temperature SwingWide (±4–6°)Nominal (±2–4°)Minimal (±1°)
Humidity ControlLowModerateSuperior
AFUE Rating80%–90%90%–96%95%–98%
Utility EfficiencyBetterExcellentSuperior
Sound LevelLoudestModerateQuietest

For heat pump and gas furnace options, see our heating installation & replacement page. Homes without existing ductwork may also be a good fit for ductless mini-split systems, which deliver the same variable-speed performance without requiring any ducting.

How Your System Actually Operates

Peak capacity is seldom needed. Most of the time your home needs a fraction of your system's maximum output. How a system handles that gap is what separates a high utility bill from a low one.

Single Stage

Always runs at full power — 100% every cycle

100%

Higher utility bills

Two Stage

70% most of the time, 100% on peak days

70% typical

Lower utility bills

Variable Speed

Modulates 35–100% based on real-time need

35% 100%

Lowest utility bills

Temperature Swings in Your Home

Set your thermostat to 72°. With a single stage system, your home cycles between 68° and 76° all day. Variable speed keeps you within a degree of your setting — continuously, not in cycles. The same principle applies to heating.

Heating follows the same pattern. A variable speed furnace holds within 1–2° of your set temperature instead of cycling through wide swings.

Understanding Efficiency Ratings

SEER2 — Cooling Efficiency

SEER2 (Seasonal Energy Efficiency Ratio 2) measures how efficiently a cooling system operates over an entire season. In Phoenix, where your AC runs 5–6 months a year, every point of SEER2 has a direct, measurable impact on your APS or SRP bill. The table below shows the cost to run a 3-ton unit for one hour at common electricity rates.

Cost to operate a 3-ton AC unit for one hour
Electricity Rate SEER2 10 SEER2 13.4 SEER2 14.3 SEER2 15.3 SEER2 17.2 SEER2 19.1
15¢/kWh54¢40¢37¢35¢31¢28¢
20¢/kWh72¢53¢50¢47¢41¢37¢
25¢/kWh90¢67¢62¢58¢52¢47¢
SEER
Seasonal Energy Efficiency Ratio — efficiency measured in a controlled lab environment
SEER2
Updated standard (2023+) reflecting real-world operating conditions
HSPF2
Heating Seasonal Performance Factor 2 — heat pump heating efficiency in real-world conditions

AFUE — Heating Efficiency

AFUE (Annual Fuel Utilization Efficiency) is the percentage of the fuel you purchase that actually becomes heat in your home. The rest goes up the flue as waste. For every $100 you spend on gas:

$80 heat
$20 wasted

80% AFUE

Higher heating bills

$90 heat
$10

90% AFUE

Lower heating bills

$96 heat

96% AFUE

Lowest heating bills

Humidity's Role in Comfort

Humid air feels hotter. Dry air feels colder. In Phoenix, your HVAC system is your primary humidity tool — and the compressor type you choose determines how well it works.

+4% indoor humidity
=
+1° "feels like" temperature
=
4% heating bill savings

Increasing indoor humidity by 4% during winter lets you set your thermostat 1° lower — and every degree lower saves approximately 4% on your heating bill.

"Feels Like" Temperature by Humidity Level

The EPA recommends indoor humidity between 30–60%. Highlighted rows = optimal comfort zone.

Humidity 70°F75°F80°F85°F 90°F95°F100°F
10%65°70°75°80°85°90°95°
20%66°72°77°82°87°93°99°
30%67°73°78°84°90°96°104°
40%68°74°79°86°93°101°110°
50%69°75°81°88°96°107°120°
60%70°76°82°90°100°114°132°
70%70°77°85°93°106°124°144°
80%71°78°86°97°113°136°157°

Damage from Low Indoor Humidity

Phoenix winters are extremely dry. Without humidity control, your home and belongings pay the price.

  • Wood floors crack
  • Cabinets warp
  • Furniture cracks
  • Windows won't open
  • Floorboard gaps
  • Floors creak
  • Walls crack
  • Plaster crumbles
  • Electronic static discharge
  • Artwork contracts and expands

Choosing Your Thermostat

A smart thermostat is included standard on every DeGeorge installation. Here's how thermostat types compare — and why it matters for your system's longevity and your bill.

Feature Manual Analog Programmable Smart
Temperature AccuracyGoodAccuratePrecise
Customized SchedulesNoWeekday & WeekendDaily
Automatically AdjustsNoYesYes
A.I. LearningNoNoYes
Remote AdjustmentT-Stat onlyT-Stat onlyT-Stat & Smartphone
Detects ProblemsNoNoYes
Filter Change RemindersNoNoYes
Energy ReportsNoNoYes

Every DeGeorge HVAC installation includes a WiFi smart thermostat at no additional charge.

Select Your Comfort Level

We've organized our installations into three comfort levels. Each level offers two equipment tiers so you can fine-tune to your budget. Every level includes code compliance, all permits, equipment disposal, and a WiFi thermostat.

1

Premium Comfort with Advanced Technology

Financing from $229–$300+/mo

Variable speed equipment with the best warranties we offer. Perfect indoor temperatures, superior humidity control, and significantly lower utility bills. The right choice if you plan to stay and want the system to pay for itself over time.

Optimal

  • 10-yr parts warranty
  • 10-yr unit replacement warranty
  • 10-yr labor warranty
  • Lifetime thermostat warranty
  • Multi-stage cooling & heating
  • Dehumidification
  • 6-month filter system
  • Est. 40% utility savings
  • Surge protection

Premium

  • 10-yr parts warranty
  • 10-yr unit replacement warranty
  • 10-yr labor warranty
  • Lifetime thermostat warranty
  • Multi-stage cooling & heating
  • Dehumidification
  • 6-month filter system
  • Est. 30% utility savings
  • Surge protection
See Level 1 pricing →
2

Elevated Comfort & Investment Value

Financing from $149–$229/mo

The smart choice for most homeowners. Highly efficient systems with full labor warranties and meaningful comfort improvements over baseline — at a more accessible investment point.

Premium

  • 10-yr parts warranty
  • 10-yr unit replacement warranty
  • 10-yr labor warranty
  • Lifetime thermostat warranty
  • Multi-stage cooling & heating
  • Dehumidification
  • 6-month filter system
  • Est. 30% utility savings
  • Surge protection

Deluxe

  • 10-yr parts warranty
  • 10-yr unit replacement warranty
  • 10-yr labor warranty
  • Lifetime thermostat warranty
  • 6-month filter system
  • Est. 20% utility savings
  • Surge protection
See Level 2 pricing →
3

Basic Comfort with Reliable Performance

Financing from $119–$149/mo

A good fit if you plan to move within two years or want the lowest upfront investment. Solid warranties, reliable equipment, and everything essential — without the premium efficiency features.

Deluxe

  • 10-yr parts warranty
  • 10-yr unit replacement warranty
  • 10-yr labor warranty
  • Lifetime thermostat warranty
  • 6-month filter system
  • Est. 20% utility savings
  • Surge protection

Basic

  • 10-yr parts warranty
  • 10-yr unit replacement warranty
  • 2-yr labor warranty
  • Lifetime thermostat warranty
  • 1-month filter system
  • Est. 10% utility savings
See Level 3 pricing →

Total Security Guarantee

Every DeGeorge HVAC installation is backed by three guarantees. No asterisks, no exceptions.

Installation Workmanship Guarantee

Our technicians take personal responsibility for your complete satisfaction. All state licensing, regulatory, and code installation requirements will be met or exceeded. We complete each job with precision and speed, and leave the work area clean when we're done.

Comfort Performance Guarantee

Your new system will be installed to heat and cool your home to the unit's specifications. We guarantee complete satisfaction for up to 365 days after installation. If for any reason you are not satisfied, we will repair or replace the system at no charge to you.

Lowest Investment Guarantee

If you find a comparable system for a lower price from a licensed contractor — with a written quote within 90 days of your installation — we will refund the difference plus $250. You get the best value while receiving a top-quality installation.

Frequently Asked Questions

What's the difference between single stage and variable speed HVAC?
A single stage system runs at 100% capacity every time it turns on — regardless of how much cooling or heating your home actually needs. A variable speed (modulating) system adjusts from 35–100%, running at lower capacity most of the time and only ramping up on peak days. The result: lower utility bills, more consistent temperatures, better humidity control, and quieter operation.
What SEER2 rating should I look for in Phoenix?
Arizona's climate means your AC runs hard for 5–6 months a year. We recommend a minimum of SEER2 15 for most homes. If you plan to stay more than 3–4 years, stepping up to SEER2 17–20+ typically pays for itself in utility savings. The higher the SEER2, the less you spend per hour of cooling.
Do I need a gas furnace or can I use a heat pump in Arizona?
Heat pumps work extremely well in Arizona's mild winters — temperatures rarely drop below freezing, which is exactly the range where heat pumps are most efficient. A heat pump eliminates the gas line requirement and can cut heating costs significantly. Gas furnaces still make sense if you have an existing gas line, prefer faster heat-up times, or want a lower upfront cost.
What does AFUE mean for a gas furnace?
AFUE (Annual Fuel Utilization Efficiency) is the percentage of the fuel you purchase that actually becomes heat in your home. An 80% AFUE furnace wastes 20 cents of every dollar spent on gas. A 96% AFUE furnace wastes only 4 cents. The difference compounds over a Phoenix heating season.
How important is humidity control in Phoenix?
Critically important — in two directions. During monsoon season (July–September), indoor humidity spikes and a variable speed system removes significantly more moisture, improving comfort and reducing mold risk. During dry winters, maintaining 30–50% indoor humidity makes the air feel warmer than it is, letting you set your thermostat lower. Every 4% increase in indoor humidity raises the 'feels like' temperature by 1°, saving approximately 4% on your heating bill.
What size HVAC system do I need?
Sizing is calculated from your home's square footage, insulation quality, window area, ceiling height, duct condition, and solar orientation — not square footage alone. An oversized system short-cycles (turns on and off too often), wears out faster, and leaves your home feeling humid. An undersized system runs constantly and can't keep up on extreme days. We perform a Manual J load calculation as part of our on-site diagnostic.
What is DeGeorge's Lowest Investment Guarantee?
If you find a comparable system installed by a licensed contractor for a lower price — with a written quote within 90 days of your installation — we refund the difference plus $250. No fine print.
How long does an HVAC replacement take?
Most full system replacements are completed in a single day — typically 6–10 hours depending on the system type and any ductwork involved. We pull the permit, coordinate the inspection, and haul away your old equipment.
What is included in every DeGeorge HVAC installation?
Every installation includes code compliance, all required permits and inspection coordination, old equipment disposal, and a WiFi smart thermostat. Labor warranty length, filter system, efficiency level, and surge protection vary by comfort tier.

Ready to Move Forward?

Book a $69 diagnostic and we'll perform a load calculation, inspect your existing equipment, and walk you through exactly which system and tier makes sense for your home and budget. The diagnostic fee applies toward any approved work.